At Carrfields, our purpose is to “Create Value for Farmers”, ensuring our farmers are more productive, efficient, compliant, and profitable by providing leading-edge products, technology, information, and services delivered by our people.

One way we do this is by offering a variety of funding products through our partners. These products are tailored to enable you to invest at the right time, to get the best farming return.

We offer the following Funding options:

GRAIN & SEED

Crop Input Finance*

• We offer a crop input funding facility specific to funding seed, fertilizer, and agricultural chemicals for arable and pastoral.
• Up to a 12-month terms with principal and interest payable at the agreed date.
• 100% funding.
• No deposit establishment or drawdown fees.
• Interest rate can be fixed at the time of drawdown.
• Approval within 24 hours.

*Subject to normal credit criteria, terms and condition. Carrfields works with funding providers to tailor alternative funding solutions for our customers.

MACHINERY

Plant and Machinery Finance**

New or used plant or machinery.

• Term up to 60 months.
• From nil deposit.
• Structured or seasonal payment options.
• Hire Purchase, Finance Lease or Operating Lease.
• Potential tax benefits with Operating Lease.
• Interest rate fixed for the term of the loan.

**Subject to normal lending criteria, terms and conditions. Loan establishment fee may also apply.

LIVESTOCK

Trading/Finishing/Breeding*

• 12-month livestock trading facility.
• Interest rate can be fixed for the term of the loan.
• 100% funding with no deposit establishment or drawdown fees.
• Facility can be repaid in part or in full at any time during that term.
• The ability to purchase sire bulls and rams.

Dairy Breeding Facility

• 100% funding with no establishment or drawdown fees.
• Max 60-month term.
• Principal and interest paid monthly in arrears via direct debit.

Breeding Livestock (Beef Cows & Ewe’s)*

100% funding with no deposit establishment or drawdown fees on both.

Option 1

• Max 24-month term.
• Interest only paid monthly via direct debit.
• Principal to be paid at the end of the 24-month term.

Option 2

• Max 60-month term.
• Principal and interest paid monthly in arrears via direct debit.

If you’d like to discuss our finance options further, don’t hesitate to contact us.